Goins Lending Group Terms of Use

ACCEPTANCE OF TERMS

Your use of this website and any transactions conducted with Goins Lending Group in connection with this website are governed by the following Terms and Conditions ("Terms of Use"). By accessing pages beyond the homepage, you confirm your acceptance of and agreement to these Terms of Use, regardless of whether you complete a transaction with Goins Lending Group through the website or via alternative channels such as phone, email, or otherwise. If you do not agree to these Terms of Use, you are not authorized to use this website.

For information on how we protect your privacy, please visit our Privacy Policy.

WEBSITE OWNERSHIP

This website is owned and operated by Goins Lending Group, with its principal office located at 117 East Edgewood, Friendswood, TX 77546.

INTELLECTUAL PROPERTY

All trademarks, service marks, logos, slogans, designs, copyrighted materials, and other intellectual property displayed on this website are the property of Goins Lending Group or their respective owners. The website’s content—including but not limited to text, images, videos, source code, design elements, and functionality—is protected by copyright and other intellectual property laws.

You may not copy, reproduce, publish, transmit, or create derivative works from any content on this website without explicit written permission from Goins Lending Group or the appropriate copyright owner. Accessing content from this website does not transfer ownership or license of the intellectual property.

All testimonials submitted to Goins Lending Group become its exclusive property, and by submitting, you grant the company unrestricted rights to use them in any medium for advertising or publicity purposes.

ACCESS TO THE WEBSITE

Goins Lending Group reserves the right to deny or restrict access to the website at its sole discretion, without notice.

PERMITTED USE

By using this website, you agree:

  • To abide by these Terms of Use each time you access the site.

  • To use the website for lawful purposes and for its intended functions in the normal course of business.

  • That you are at least 18 years of age.

You further agree not to use this website in any way that:

  • Interferes with the rights of Goins Lending Group, its employees, or third parties.

  • Is unlawful, harmful, or destructive to individuals or property.

  • Transmits spam, harmful software, viruses, or unauthorized advertising.

  • Harvests email addresses or other personal information.

  • Violates intellectual property rights or privacy of third parties.

  • Impersonates another individual or entity or misrepresents your affiliation.

  • Interferes with the website’s functionality or disrupts access for others.

LINKS TO THIRD-PARTY WEBSITES

This website may include links to third-party websites for convenience. Goins Lending Group does not endorse or control these websites and disclaims responsibility for their content, privacy practices, and terms. Accessing third-party links is at your own risk.

USER IDS AND PASSWORDS

If granted access to password-protected areas of the website, you are responsible for maintaining the confidentiality of your account credentials. You must notify Goins Lending Group immediately of unauthorized access to your account. Goins Lending Group is not liable for damages resulting from unauthorized use of your account.

REVISIONS AND MODIFICATIONS

Goins Lending Group reserves the right to modify these Terms of Use at any time without prior notice. Your continued use of the website constitutes your acceptance of the updated terms.

INDEMNIFICATION

You agree to indemnify and hold harmless Goins Lending Group, its affiliates, employees, and partners from any claims, damages, liabilities, or expenses arising from your use of this website or violation of these Terms of Use.

NO WARRANTY

This website and its content are provided “as is” without warranty of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or freedom from viruses. Goins Lending Group does not guarantee uninterrupted or error-free operation of the website.

Your sole remedy for dissatisfaction with the website or its content is to discontinue use.

WAIVER AND SEVERABILITY

Failure by Goins Lending Group to enforce any provision of these Terms of Use does not constitute a waiver. If any provision is deemed unenforceable, the remaining terms remain valid and enforceable.

GOVERNING LAW AND DISPUTE RESOLUTION

These Terms of Use are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of laws principles. Any disputes must be resolved exclusively in state or federal courts located within Texas.

ADDITIONAL TERMS

Certain features of this website or other services offered by Goins Lending Group may be subject to additional terms and conditions. By using such features or services, you agree to be bound by those additional terms.