Adjustable-Rate Mortgage (ARM) Loan

What is an ARM Loan?

An Adjustable-Rate Mortgage (ARM) has an interest rate that changes over time based on market conditions, typically offering a lower initial rate.

Benefits:

• Lower Initial Rates: Enjoy reduced payments during the initial fixed-rate period.
• Flexibility: Ideal for those who plan to move or refinance before the rate adjusts.
• Rate Caps: Limits on how much the interest rate can change.

Is an ARM Loan Right for You?

If you anticipate changes in your financial situation or plan to sell your home in a few years, an ARM could save you money.

Take the Next Step

Take advantage of lower initial rates with an ARM Loan.